Variable annuities are sold by prospectus. It is not possible to invest directly in an index. * Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company and are subject to product terms, exclusions and limitations.įixed index annuities are not securities and do not participate directly in the stock market or any index, and are not investments. It is an insurance product designed to help you prepare for the future. Annuities do not participate directly in the stock market or any index. This is not a guarantee of performance and does not predict performance. Account value is the sum of all premiums, plus accumulated interest, and minus the amount of any withdrawals. Interest credited to a FIA is subject to caps, spreads and/or participation rates that affect the proportion of index gains the annuity captures. It does not reflect any potential withdrawals or associated surrender charges. This chart is a hypothetical representation of fixed index annuity growth under varying market/index conditions and is not meant to represent the performance of any Delaware Life Insurance Company fixed index annuity (FIA) product.
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